Scott Mallender is a life insurance and financial broker which allows him to find the absolute best product offered by all major insurance providers in Canada. As a broker, he is committed to protecting your assets while building additional wealth to safeguard your family or business. Scott works closely with his Windsor / Essex County clients by designing and implementing customized solutions that provide greater clarity for their future as well as their estate planning objectives.

 

Scotts passion for selling life insurance has developed because of the unique position of life insurance within Canadian tax laws. Unlike the United States, life insurance in Canada is tax free, creditor proof, and private- ensuring your beneficiary is able to receive full benefits from the policy without any requirements of disclosure. Also, by naming a beneficiary, all the proceeds from the life insurance policy will be paid within 7-10 days directly to those named, unlike other monies left within your estate which can take up to 2-3 years to settle. Being a product that is considered outside of your estate, life insurance will avoid all delays, provincial probate charges, accountant and lawyer fees, disputes etc.   

 

With products focusing on avoiding ongoing taxation to maximize the growth of your estate, Scott can provide you with affordable solutions for all your financial security and life insurance needs. Serving families in the Windsor and Essex County area since 1983.  

                                            

Manulife Securities Insurance Inc.*

Products and Services
Whatever your stage in life, Manulife Securities Insurance Inc. can help you feel financially assured with a variety of insurance products to meet your specific needs – whether it’s family protection, business continuity, estate preservation or investment solutions.

Products and services include:

  • Segregated funds
  • Life insurance: term, whole life, universal life
  • Disability insurance: income replacement and business overhead protection
  • Critical illness insurance: enhanced and basic plans
  • Long-term care insurance: facility and home coverage
  • Pension plans: group retirement plans, registered pension plans, deferred profit sharing plan and registered retirement savings plans
  • Health care benefits for individuals and associations
  • Annuities: term certain, life

*Carrying on business in British Columbia as Manulife Securities Insurance Agency

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